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Hasmita

Hi Michelle, I read this story on Everyday Fiction and wanted to tell you I liked it very much. I like the way you've created the magical feel to it, and the tale itself. I only thought "And so on" didn't go with the rest of it.

All the best!
Hasmita

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Roger

When I went to live in Hangzhou for half a year some 4 or 5 years ago I was thinking the same way as you. Living in Singapore berfoe that, I opened an account with HSBC bank (Hong Kong Shanghai Banking Corporation), thinking that I could just easily transfer my money to a local account there.This turned out not really possible and finally I ended up just using my ATM card at the local bank to take out cash from my account in Singapore.Probably the best way for you might be indeed to check with Citibank if this is possible.If it is not possible, then still open a local account there with one of the larger international banks and just take out money with your ATM card or a cash advance on credit card (which will cost you 3% on the transaction) and then bank in the cash to your local account. Bear in mind also that in China people are still not very used to using cards and walk around with large amounts of cash in their pockets. Some USD in the form of traveller cheques can come in handy too, in case the ATM is not working and you are in dire need of cash.I had the problem at the time that the one and only ATM in Hangzhou that would accept my international card was not working for a few months and my only options were to take cash advance on my credit card (paying the 3% each time) or making a trip to Shanghai where most ATM's would accept my card. So, I ended up making monthly weekend trips to Shanghai to get enough cash to survive the month in Hangzhou. The banking system in Hangzhou will probably have improved a bit over the years, the last time I was there was in 2004, but just be prepared that it may not be as easy as you would expect.

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Thanks for introducing a little rationality into this debate.

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